challange Check21saas

- Remote Deposit Capture (RDC) & X9 file submission clearing for Financial Institutions - Cloud-based solution with Head Office Admin dashboard, remote Branch operations dashboard and treasury client dashboard & scanners - SAAS service for Financial Institutions & Global Enterprises processing with OCR

challange Axepay

-E-KYC -CMS module -FX settlement -Cross Border RMB settlement

challange Articul8te

-Our more recent release for Sales, Content & Task management application both Web & Mobile. -A suite of features includes; Private or Public mode with Group set-up, To-do-Lists, Social-media & Articles publishing -Creating Tasks and Invites, with tracking and calendar functionality.

challange Onroute

-Customer booking application for Car Service -Customizable interface -Transaction based SAAS model -Track your employees -Track your driver -Track your package -Geo Tracking -Real time

challange Mytravel

-Designed to capture the Consumer & Business pre-order food market -Onboard or inflight menu sales -The application allows transport operators to easily integrate and import menu options.

challange QrGuru

The digital lead generator using QR codes for automated management of Prize Scan campaigns, Event registry check-in and Personalized target shopping pages.


-A real-time digital solution with integrated Wallet and API’s -Digital couponing & incentives -Card management module for both issuer or membership user experience -Proximity beacon technology for marketing ads & promoting offers -Social media wizard -Merchant & Customer APPs for frictionless transactions -Fully integrated payment gateway -Real-time data and analytics

challange Granularchain is a new methodical approach to the chain. The Virtual exchange engine allows Enterprises, Businesses and Individuals to exchange profiles and data securely.


-A digital Events & Mobile ticketing management solution. -Create your Events, Conferences, Exhibitors, Collaborators, Partner Suppliers, Ticketing and registrations -Web & Mobile Applications with fully integrated payment gateway - Fully integrated with modules for seamless user experience


-Your Profile Review is a people search engine that organizes public records and social network information into simple profiles to help you safely find and learn about people -Building a case file on individuals is now a simple task

challange Menu.Events

Great value catering menus, services and experienced event consultants to help you create a fantastic event!


-A digital job seeker solution for both merchant and job seeker -This innovative solution is QR Code based and allows the job seeker to simply upload their CV and Profile within seconds -Allows the merchant to have access to hundreds of pedestrians without interrupting business

challange CMS

EmphasisPay is a customizable white labeled CMS/Marketplace built for managing resellers, distributors, vendors and partners forms and products

challange Business-Case

Cloud SAAS Technology, industry classifications & Use case descriptions.

challange Distributer.Email

Distributor Email is a one stop solution for all your Email Management needs. Your employees can now schedule Email Marketing campaigns, Analyse Lead Generation from each campaign, Schedule New Letters to your clients, Manage subscription and avoid sending emails to the unsubscribed IDs, Analyse the email reports and- all this and more on one single platform

challange eschool.system

eSchool.Systems is a complete school management systems enabling school with their digital transformation journey.

challange OriginatorX

Equity and Asset Token Issuing Platform The digital transformation of assets and equity has become the new economy. OriginatorX underwrites the entire process and delivers a powerful management and audit application to Issue ERC20 Tokens and streamline them into the new global economy by SmartContract Auctions. This offers clients access to our full security audited protocols that facilitate the Underwriting and Creation of standardized ERC20 tokens backed by Company Equity or Assets, and the set up of their Auction pricing contracts.

challange Atelier Social

Atelier is a publishing and managing tool for Social Media Content, Marketing, and Networking. A critical tool to collect data, analytics, and reporting to improve opportunity and conversion.

challange, a solution for Individuals and Enterprises that require Pre-screening to grant access to Meeting Spaces for tracking or Online Events/Webinars using Zoom, Google Hangouts, Microsoft’s Skype, Go-to-meeting, and others.

challange Doctor-Vid

The Platform provides Medical Clinics and Doctor's with the Tele-Medicine communications needed to facilitate both scheduling and E-Video sessions

challange ABotsLife

A Bots Life is the perfect utility to engage with clients, assist staff in targeted sales, converting opportunities and streamlining support. The Ai works with multiple social media platforms, Mobility and for your E-commerce needs. Provides your business with a multi-language 24 x 7 solution that works with you & for you.

challange Creare Coin

Creare Coin is a crypto coin that is launched with a mandate to enable communities with a self-sustaining economy. A metaverse that gives a seamless transactional utility to multi-industry in a digital realm. The design of the coin incorporates a multi-tenant multi-industry solution Tokenomics - allowing onboarding merchants a marketplace where they upload their products, services & offers. The community members use their coins to trade, exchange or redeem to purchase or remit. Further to it, the merchant engages with the customers through various methods of engagement i.e., Loyalty reward programs, Retail, Egaming & Esports solutions assisting growth in their reach. Creare also facilitates Industries to create & introduce their own Coin, Marketplace, NFT & engagement tools with the Intellectual property & SaaS solutions.

challange NFT Limited Series

NFT Limited series offers the unique ability to curate in sequence multiple NFTs, thus creating a limited series. NFT Limited Series is a new addition to SmartCard Marketing Systems Inc. (OTC: SMKG) Eco-verse - to Mint your NFTs. The platform also offers a virtual tour of the NFT marketplace allowing individuals to browse through the options, choose from the store & buy. Artists, Businesses or individuals can mint & display their products / services & NFT in the marketplace and place a bid option with a specified timeframe.